Retirement Planning 

Years ago, “retirement planning” constituted chiefly of figuring out how to spend all that free time. Today, it is far more complex and starts long before dreams of trips around the world, long walks on the beach and quality time with grandchildren even percolate. In fact, it is typical — if not critical — that retirement savings exceed 10% of your income.

Accumulation

The first step in enjoying retirement is accumulating wealth that will sustain you throughout your golden years. Whether you have just entered the workforce or are in the prime of your career, it is never too early, or too late, to craft a sound plan. With extensive expertise in retirement savings solutions, such as employer-offered 401k, 403b and 457b plans, as well as a broad range of other retirement savings solutions, Cora Capital Advisors works with you to help you define your retirement goals before building a plan to help you get there.

Pre-Retirement

At least five years before your target retirement age, it’s time to start thinking about three important factors: lifestyle, finances and healthcare. Cora Capital Advisors can help you develop strategies for converting your savings into reliable lifelong income, while minimizing tax bills. Our experts can help you understand how and when to take social security for optimum benefit.

Retirement

While we think of retirement as the cumulative result of a life of hard work, the “event” is actually the shortest and most fleeting of all of retirement. Retirement, in essence, has three main phases — early-retirement, mid-retirement and late-retirement. Accordingly, your plans and strategies for each of them deserve careful consideration. Cora Capital Advisors works with you to develop thoughtful and comprehensive strategies for maximizing your investments and income strategies for each of the three phases of retirement.